HC
Home Central Financial, Reverse Mortgage, Refinance, Va, Fha, Downey
Your trusted partner for home financing solutions in Downey, making dreams affordable and secure.
4.2(5 reviews)
$$
Business
mortgage-brokers
financial-advising
Specialized loans for seniors to access home equity while retaining ownership, with expert guidance on options and benefits.
Assistance with refinancing existing mortgages to lower rates, reduce payments, or access cash for home improvements.
Mortgage programs for veterans and active military, offering competitive rates and flexible terms with no down payment options.
Government-backed loans for first-time homebuyers and those with lower credit scores, featuring low down payments.
Personalized counseling and step-by-step guidance to help new buyers understand and secure financing.
Proactive strategies and loan modifications to help homeowners avoid foreclosure and retain their properties.
Your trusted partner for home financing solutions in Downey, making dreams affordable and secure.
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Home Central Financial is a premier mortgage lending company based in Downey, CA, specializing in reverse mortgages, refinancing, VA, and FHA loans. With a 4.9/5 rating from 116 reviews, we pride ourselves on providing personalized, professional service to help homeowners and buyers navigate the complexities of financing. Our team, led by Miguel Vazquez, offers expert guidance, clear communication, and dedicated support to ensure a smooth, stress-free process for first-time buyers, veterans, and those seeking financial stability.
This lender was completely unprofessional and disorganized, and nearly cost me my home purchase. Communication was poor from start to finish. Emails went unanswered for days, updates had to be chased down repeatedly, and I was often given vague or conflicting information. Basic loan management tasks were mishandled, including critical appraisal issues that should have been resolved promptly but instead dragged on with no accountability. As we approached closing, it became clear that there was no sense of urgency, ownership, or competence in managing a time-sensitive transaction. I was forced to micromanage my own loan just to keep it from falling apart. Even then, the process stalled due to internal failures that were entirely avoidable. The lack of transparency and follow-through created unnecessary stress and put my escrow at serious risk. Ultimately, I had no choice but to switch lenders to protect my transaction. The new lender resolved in days what this one failed to handle in weeks. If you value clear communication, professionalism, and actually closing on time, I strongly advise looking elsewhere. This was an exhausting and unacceptable experience.
It was a pleasure working with Miguel, our mutual client came in with DPA program and I negotiated 15k covering all of our buyers’ closing costs. This is team work. I Will definitely be working with Miguel again.
Miguel has been of great assistance for me and my wife. As first time homebuyers, we were fortunate enough to find someone that was able to take their time and explain the process and details that at first seemed difficult to understand. Miguel Vazquez great person to work with.
Miguel is extremely helpful and knowledgeable. Highly recommended! He helped us understand our options and addressed all our questions and concerns about the reverse mortgage. The communication was excellent and he made the process extremely simple.
Home Central Financial provided me with the best customer service ever. From the first step I took inside their office, I was greeted and listened to. Miguel Vazquez is knowledgeable and knows what to do about my Reverse Mortgage nightmare and the Foreclosure Notice I had walking into his business. Miguel was Very professional and proactive in his approach to my problem, and I'm so grateful and appreciative that Home Central Financial was able to give me the guidance and help I needed. CEO Miguel Vazquez had so much patience with me, listening and providing assurance in the process and procedure needed to save and keep our family house of sixty-five years.
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