HomeTown Lending

Helia Ramírez provided outstanding support and guidance during my first home purchase. As someone new to the home-buying process, I appreciated how thoroughly she explained each step and ensured I understood all of my options. She was consistently professional, patient, knowledgeable, responsive, and approachable, which made the entire experience far less stressful. She took the time to thoroughly explain each part of the process and always made herself available to answer my questions, even outside of regular business hours. I would confidently recommend Helia to anyone looking to buy a home and would gladly work with her again in the future.

We had an outstanding experience working with Richard Camp and his team at Hometown Lending while purchasing our first rental property, and we truly couldn’t have asked for a better partner in the process. From start to finish, Richard was extremely knowledgeable, responsive, and proactive, making what can often be a stressful process feel smooth and well-managed. Richard took the time to explain every step clearly, answered questions thoroughly, and always stayed one step ahead. His understanding of investment properties, financing options, and timelines gave us complete confidence that we were in the right hands. What really sets Richard apart is that he is a true go-getter—he doesn’t wait for things to happen; he makes them happen. Whenever an issue or question came up, he addressed it immediately and kept everything moving forward. The professionalism, work ethic, and personal care Richard brought to our transaction were exceptional. He treated our investment as if it were his own, and that level of commitment means a lot—especially for first-time rental property buyers. We highly recommend Richard Camp and Hometown Lending to anyone looking for a trustworthy, driven, and highly capable lending professional. We look forward to working with Richard again on future investment properties.

My loan officer, George Rodriguez, was extremely pleasant and delightful to work with. He had extensive knowledge about different types of loans and provided many options to help lower my debt-to-income ratio. His communication was excellent—he always responded quickly and clearly. He even went above and beyond by meeting me in person for a virtual closing when he didn’t have to. I highly recommend him to anyone looking for any type of home loan. He truly exceeds the standards of a professional loan officer. Hometown Lending is lucky to have him.

Richard Camp has been my go-to lender for almost 10 years, and in that time, he’s not just earned my trust he’s earned my complete respect. Whether it’s a first-time homebuyer, a luxury client, or a complex deal that needs creative financing, Richard delivers with integrity, precision, and heart. He’s a true professional who picks up the phone, communicates clearly, and always finds a way to get the deal done. My clients love working with him because he makes the process smooth, transparent, and stress-free. In an industry where reliability is everything, Richard and HomeTown Lending continue to set the bar. If you’re looking for a lender who treats every deal like it’s his own home, look no further. Robert Alvarez - Broker MRA Realtors

Having Jose Lara as a partner I can trust to serve my buyers has been a tremendous asset. Jose is a person who goes above and beyond to make sure clients are well served and educated on the process. His communication is what sets him apart whether its an update on application, or letting the listing agent know the buyers behind the offer are well qualified. I would recommend Jose to anyone who is seeking a professional to assist them in lending.