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InstaMortgage Inc.
Fast, personalized mortgage solutions for your home dreams.
4.2(5 reviews)
Business
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Fast, personalized mortgage solutions for your home dreams.
InstaMortgage Inc. is a premier mortgage lending company based in San Jose, CA, dedicated to providing efficient and tailored home loan services. With a 4.9/5 rating from over 273 reviews, we specialize in fast approvals, including jumbo loans, and offer expert guidance from application to closure. Our team of professionals, like Behzad Hamidi and Shashank, ensures a seamless, stress-free experience with personalized attention and competitive rates, making homeownership accessible and straightforward.
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Quick and flexible pre-approval letters to boost your home-buying confidence in competitive markets.
Expedited handling of jumbo loans with fast closures, often in as little as 20 days.
One-on-one consultations to assess your unique financial situation and optimize loan options.
Assistance with refinancing existing mortgages to secure better rates and terms.
Comprehensive support through every step of the mortgage process, from application to disbursement.
Everything seemed to good to be true things were happening so fast and efficient and that's when nothing she said turned out the way it was supposed too. Gave me the run around. Told me other local banks were lying to me when I would call her out about things she was wrong on. I was telling her the rules after looking them up because she didn't know the laws and lives in the same state as me and she's a branch manager at insta. If they will pre-approve you for a loan most likely you can get one from a local credit union or bank the rules were pretty much the same. Stay local it's easier same guidelines.
I recently had the pleasure of working with Shashank, my lender, and Bianca, the director loan assistant, for my home loan process. From the outset, Shashank and Bianca demonstrated an unparalleled level of professionalism and commitment to ensuring my needs were met. As I was in the search for the perfect home, Shashank provided me with multiple pre-approval letters over the last few months, accommodating my requests promptly and efficiently. This flexibility was crucial for me as I navigated the competitive housing market, allowing me to make offers with confidence. One of the most remarkable aspects of working with Shashank was his ability to expedite the loan process. Opting to go with no contingencies, I was initially concerned about the timeline. However, Shashank's expertise and swift action enabled us to close a jumbo loan in just 20 days. His dedication didn't stop there; he also ensured the loan disbursement occurred in the morning to save an extra day's worth of interest, showcasing his attentiveness to my financial interests. Additionally, when an unexpected appraisal review was required by the underwriter, adding extra cost and time to the process, Shashank stepped in to cover the cost as a goodwill gesture. This act of kindness and client-first mentality truly set him apart. Bianca, as well, played a crucial role in making the loan process as smooth as possible. Her thoroughness in handling the process and promptness in answering my questions, often every end of the day, provided me with peace of mind and clarity every step of the way. In summary, my experience with Shashank and Bianca was nothing short of extraordinary. Their dedication, professionalism, and genuine care for their clients have left a lasting impression on me. I wholeheartedly recommend their services to anyone looking for a seamless and supportive loan process. Thank you, Shashank and Bianca, for turning what can often be a stressful journey into a positive and fulfilling experience.
As a family we are very satisfied with Andy Christian and the process he took us through. From the beginning he was very welcoming and very knowledgable. He made us feel very comfortable and would even take time out of his day post work hours to achieve our goals. To get our mortgage it was a quick process with Andy as he stayed on top of what had to be done. We did not have to worry about Andy not answering calls or text and it went very smooth and efficient. I would highly recommend him to future customers and even repeat the business process with him.
I had an exceptional experience working with Behzad. From the very beginning, he was professional, knowledgeable, and incredibly helpful. Behzad took the time to walk me through every step of the mortgage process, even conducting a soft credit pull to ensure I fully understood all my options. He made sure I had my preapproval in hand quickly and worked diligently to secure a great rate, making the entire process smooth and efficient right up to the on-time mortgage closure. What truly stood out was Behzad's personalized approach. I felt like more than just a client, as he carefully considered my unique financial situation and goals. His responsiveness was impeccable—he promptly answered all my questions and kept me informed throughout the entire process. I highly recommend Behzad to anyone seeking a seamless and stress-free mortgage experience. He truly goes above and beyond to get the best deal possible. I will certainly return to him for any future mortgage needs!
Behzad Hamidi was my lender.He patiently answered all my questions. He was always available whenever I contacted him and the process was so fast through this company. Highly recommended.
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