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PHP Insurance Services Inc.
Your trusted partner for personalized insurance solutions in San Jose.
4.4(5 reviews)
insurance
$$
Your trusted partner for personalized insurance solutions in San Jose.
PHP Insurance Services Inc. is a dedicated insurance agency located in San Jose, CA, offering comprehensive insurance solutions with a focus on personalized service. We specialize in health insurance, Medicare, and real estate insurance, helping individuals and families navigate complex insurance processes. Our team of attentive agents provides detailed advice, reminders for open enrollment, and ongoing support to ensure you find the right coverage. With a commitment to professionalism and customer care, we strive to make insurance accessible and understandable for our community.
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Personalized guidance on health insurance plans, including open enrollment support and premium tax advice.
Expert help with Medicare options, eligibility, and enrollment for seniors and those nearing retirement age.
Insurance solutions for real estate needs, though service quality may vary based on agent availability.
Timely reminders and assistance with renewing insurance policies to ensure continuous coverage.
Services offered in Vietnamese and other languages to cater to diverse communities in San Jose.
I had the best time working with Danny Nguyen! He was very attentive in helping me and my parents navigate a complex insurance process and he stayed in touch with us every step of the way - thank you Danny!!
The consultant was extremely helpful and patient, providing multiple detailed advice sessions. Even though I couldn’t proceed in the end, their kindness and professionalism truly stood out. I really appreciate their support and would highly recommend their service to others.
I would give five stars for their health insurance agents. Especially, one of them helped guide me to the way of researching why I had to pay the premium tax at the end of the year. I am sorry I forgot her name. She's a very wise and capable agent. One caution: Beware of their real estate agents. Currently PHP have two, and both of them are bad and very unprofessional. I would give 1 star to those guys: One didn't do her homework and hence can't help. The other wasted half an hour on the phone and finally tell me he wouldn't help :) I asked for the third, giving them another chance, but they only have two agents for now :)
I wrote this on reddit regarding my recent experience. So this is that for here: My mother went here to ask about her Medicare because although she is almost 65, she doesn't have enough work credits for the plan. I don't know who the worker that was trying to convince her to apply for the plan that would cost her $700 per month due to not having enough work credits, and said that she'll get penalized for not doing so. We had to go again to ask someone else, who did gave us a more reasonable answer, even though their attitude was no better. I understand that is tax season and everyone is tired, but please don't put your attitude onto us. We're only trying to find answers :/. If there's more options on Vietnamese-speaking place, then this would not be our first option.
This is the second time I renew here, the service is very good. Agents call to remind our family one week before new Open Enrollment begin
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