Valley Capital Lending & Realty, Inc.: Trusted real estate guidance with patient, results-driven service
Valley Capital Lending & Realty, Inc. is a Stockton, California-based real estate agency serving buyers, sellers, and investors. Reviews praise Angie Garibay for patient, responsive guidance, helping first-time buyers and investors, negotiating closing costs, securing competitive interest rates, and keeping transactions on track for smooth, timely closings.
2222 Pacific Ave, Stockton, CA 95204, USA
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Personalized assistance for first-time and experienced buyers, including negotiation and financing guidance.
Expert marketing and sales strategies for sellers, with fast turnaround and competitive pricing.
Specialized support for real estate investors, from acquisition to sale of duplexes and rental properties.
Comprehensive lending solutions to help secure favorable interest rates and closing costs.
Professional advice on market trends, property positioning, and transaction management.
Overall rating
Gavin Baumeister
We had a wonderful experience working with Angie as our loan officer while buying our first home. She was incredibly personal, taking the time to understand our needs and guide us through every step. We really appreciated her availability and quick responses, which made the process so much easier. We’re very grateful for her help and have already recommended her to others!
Daniel Barrios
Alex helped refinance my home he is very professional, looked for the best options and it didn’t take very long.
Corbin West
Checked their Google reviews first, and they didn't disappoint. As a business owner, I value speed. They handled my commercial real estate needs and the lending side simultaneously, closing 10 days earlier than my previous bank quoted. I'll be back for my next project.
Kieran Frost
Found them on Google Maps while searching for a one-stop shop for my investment property. Valley Capital Lending & Realty, Inc. handled both the purchase and the mortgage, saving me at least two weeks of back and forth between different offices. The process was super efficient.
Nancy Woolridge
Worried about local interest rates, but Valley Capital Lending & Realty, Inc. secured my financing quickly.
Robert Eala
Angie was fantastic to work with from start to finish. She helped us sell our duplex and was incredibly responsive, knowledgeable, and easy to communicate with throughout the entire process. She understood the numbers, the rental side of the property, and how to position it to investor buyers. Even when things got complicated toward the end, Angie stepped up, and worked quickly to keep the deal on track. That meant a lot to us and showed real professionalism and integrity. I’d absolutely work with Angie again and would recommend her to anyone looking to buy or sell, especially investment properties.
