Personalized assistance for first-time and experienced buyers, including negotiation and financing guidance.
Expert marketing and sales strategies for sellers, with fast turnaround and competitive pricing.
Specialized support for real estate investors, from acquisition to sale of duplexes and rental properties.
Comprehensive lending solutions to help secure favorable interest rates and closing costs.
Professional advice on market trends, property positioning, and transaction management.
Angie was fantastic to work with from start to finish. She helped us sell our duplex and was incredibly responsive, knowledgeable, and easy to communicate with throughout the entire process. She understood the numbers, the rental side of the property, and how to position it to investor buyers. Even when things got complicated toward the end, Angie stepped up, and worked quickly to keep the deal on track. That meant a lot to us and showed real professionalism and integrity. I’d absolutely work with Angie again and would recommend her to anyone looking to buy or sell, especially investment properties.
Angie Garibay has been a wonderful agent to work with while searching for my first home. She has been helping multiple of my family members and we are all extremely satisfied and grateful with her work. She has been very patient and helpful with all the questions I’ve had as it can be an overwhelming process. Angie is truly dedicated to her work and cares for her clients. Her skills are unmatched as she was able to negotiate closing costs and find me a great interest rate. With Angie Garibay I was able to save money and obtain the keys to my house in less than a month. If anyone is on the market looking for a home I definitely recommend Angie Garibay to help you with the process.
Thank you Angie for selling my house! From our first communications of a possible sale, your team was on it! Shout out to your Marketing Director Sophia and to Janet on follow up! You made the sale stress-free, answering all our quirky questions along the way! Your expertise shined through as you walked us through each step. You and your team are highly recommended! Looking forward to working with you on phase 2… buying a new home ☺️
Working with Angie Garibay at Valley Capital Realty was an absolute blessing! As a first-time investor, We had a lot of questions and uncertainty, but Angie guided us through every step with patience, knowledge, and confidence. Her professionalism and responsiveness made the process smooth from start to finish — and we closed in just 15 days! She stayed on top of every detail, kept us in the loop, and truly went above and beyond to make sure everything went smoothly. We are so grateful for her support and highly recommend Angie to anyone looking for a Realtor and/or Broker who genuinely cares and gets the job done.
Angie Garibay just sold our house in Concord. Transaction was a bit rough but she made it happen. As a real estate investor, we don’t want to worry about keeping our properties for a long time, Angie sells our houses very quickly. We highly recommend Angie. Thank you for the superb service!!

Your trusted partner for real estate success in Stockton and beyond.
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Valley Capital Lending & Realty, Inc. is a premier real estate agency in Stockton, CA, specializing in residential and investment property sales. Led by expert agent Angie Garibay, we provide personalized, responsive service to first-time homebuyers, sellers, and investors. With a 5-star rating and a track record of fast closings, we excel in negotiation, market knowledge, and stress-free transactions. Our dedicated team ensures every client achieves their real estate goals with confidence and care.
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