Comprehensive mortgage solutions for buying new homes, with personalized guidance and fast pre-approvals.
Expert assistance in refinancing existing mortgages to secure better rates and lower monthly payments.
Streamlined pre-approval services to strengthen your home-buying offers and simplify the search.
Tailored support and education for first-time buyers, including down payment strategies and loan options.
Active advocacy to secure competitive interest rates and favorable loan terms for clients.
Dedicated, responsive team providing ongoing updates and assistance throughout the financing process.

Your trusted partner for stress-free home financing solutions.
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Bridgepoint Funding, Inc. is a premier mortgage and home financing company based in Pleasant Hill, CA, dedicated to making the loan process smooth and efficient. With a 5-star rating from over 245 reviews, we specialize in personalized service for home purchases, refinancing, and pre-approvals. Our team, led by experts like Mike Trejo and Josie England, provides responsive, knowledgeable support, ensuring timely closings and competitive rates. We pride ourselves on going above and beyond for clients, from first-time buyers to seasoned homeowners, offering clear communication and a hassle-free experience.
Bridgepoint Funding came highly recommended to us, and we couldn’t be happier with our experience. From beginning to end, the process was completely stress-free. Mike Trejo and Josie England were professional, responsive, and invested in making our home purchase a success. They consistently went above and beyond to ensure everything stayed on schedule, and their clear communication and efficiency made all the difference. We’re incredibly grateful for their dedication and expertise. I would confidently recommend Bridgepoint Funding to anyone searching for a dependable home financing team.
Mike Trejo and his team were simply amazing! Friendly, kind, honest, and informative; the people at Bridgepoint are truly fantastic. I would highly recommend them to anyone – especially first time home buyers like me. Mike graciously accepted many calls from me to “run numbers” and help figure out the best approach for my down payment and loan. I have only great things to say about Bridgepoint. They pre-approved us early in our house-hunting process and stayed on top of things as our search dragged on. When one of our offers was finally accepted, we had just landed in Australia for a 2 week vacation. The following day we were boarding a live-aboard vessel on the Great Barrier Reef where we would not have cell service. Excited (and with mild panic) we spoke with Mike and set things in motion. He and his team got to work, and by the time we were back ashore everything was in place. Fast forward 2 weeks, and just days before closing, I called Mike again to push for better rates. He fought hard for me and got me a fantastic loan with a monthly payment within my budget. My wife and I also really appreciated the little gifts they sent us throughout the process: the file folder was super helpful to organize all the paperwork, and the decoration they sent when we finally closed added a homely touch to the place while we were still waiting to move in all of our stuff. Thanks you Mike, Josie, and everyone at Bridgepoint for making the process so easy!
Bridgepoint Funding was recommended to us by a friend, and we’re so glad we followed that advice! From start to finish, the experience was smooth and stress-free. Mike Trejo and Josi England were absolutely amazing—responsive, knowledgeable, and genuinely committed to helping us through every step of the home purchase process. They went above and beyond to make sure everything stayed on track, and thanks to their efficiency and communication, we were able to close in just 21 days! We truly appreciate their professionalism and dedication. I highly recommend Bridgepoint Funding—especially Mike and Josi—to anyone looking for a reliable and responsive team to handle their home financing.
We contacted Mike and his team back in 2017 , but we ended up postponing our house purchase until 2025. During the years, he is still in senring us mortgage update and info. We just contacted him again in Jun 2025 and got a house in Aug with his help for mortgage. Mike and his team provides excellent services to us and help us close the house without any issue. We are very thankful for him and his team.
I had an excellent experience with Bridge Point Funding. Mike and Josie were absolutely amazing to work with! They helped me refinance and made the whole process so easy and smooth. I never felt stressed because they took care of everything for me. Their professionalism and support made such a difference, and I couldn’t be happier with the service I received. Highly recommend!
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