Personalized guidance through loan options, rates, and terms to secure the best mortgage for your needs.
Step-by-step assistance and education for new buyers, making the process understandable and stress-free.
Efficient processing and coordination to close mortgages quickly, often in as little as 6-21 days.
Providing and negotiating the most affordable mortgage rates from a network of lenders.
Regular updates and responsive support via phone and email throughout the entire mortgage process.
Chris was the mortgage broker for my clients, and it was truly smooth sailing from start to finish. He closed this one out extra fast — in about 6 days. Even with a few hiccups along the way, he made it happen. He was professional, communicative, and 110% on top of updates throughout the entire file. Honestly, he’s a realtor’s dream — I never had to reach out because he always updated me before I even had a chance to ask. Smooth escrow, excellent communication… what more could I ask for?
We worked with Chris Freck as our mortgage broker, and I honestly can’t say enough good things about the experience. From day one, Chris took the time to walk us through every option in a way that actually made sense. We never felt rushed or talked down to—he made sure we understood the pros and cons of each choice so we could make the best decision for our family. What really impressed us was how much Chris genuinely cared about our concerns. Any time we had a question (and we had a lot), he was patient, thoughtful, and quick to respond. There were several moments where he went out of his way to help us navigate things we didn’t even realize we needed to think about. Chris did more than what anyone could reasonably expect from a broker. He checked in regularly, kept us updated on every step, and made what could have been a stressful process feel manageable. It’s rare to work with someone who’s not only great at their job but clearly invested in doing right by their clients. We’re incredibly grateful for all of Chris’s support and would recommend him without hesitation to anyone looking for someone trustworthy and truly on your side.
The Estar Team is professional, knowledgable, friendly and very helpful. They are always available. As first time home buyers, working with Chris and his team, was such a wonderful experience. Though the process can be stressful in and of itself, they walked us through the entire process step by step. They were super responsive via email and by phone WHENEVER we had questions. We never felt like we were bothering them, or like we were asking too many questions. They made us feel at ease throughout the entire process. Even once the entire process was finalized, they sent us an email checking in about making our first mortgage payment! We would recommend them to ANYONE looking for a mortgage company to make the process as easy as possible!
Absolutely grateful for Chris and Andrea's services. We were first -time homebuyer's and chris was able to guide us through every step of the way. His quotes were the most competitive from our other lenders/brokers. We were able to close escrow within 21 days with all their hard work. Even at the final buzzer, he found us an even better quoted rate that we ended up going with. Very blessed to have found them and can't wait to work with them in the future :)
Chris and the EstaR Mortgage team are amazing professionals who have their client's interests at the center of everything they do! EstaR Mortgage gave us invaluable information to help my husband and I am understand how much home we can afford and what that means for mortgage payments, property tax and related costs. Having their professional support means that my husband and I can more confidently move forward with looking at homes in our price range and make solid offers. Chris and the EstaR Mortgage team have decades of experience with supporting home buyers every step of the way. I highly recommend EstaR Mortgage!

Your trusted partner for stress-free home financing with personalized guidance and competitive rates.
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Chris Freck at EstaR Mortgage provides expert mortgage brokerage services in Alameda, CA, specializing in guiding clients through every step of the home financing process. With a 5-star rating from over 200 reviews, we offer personalized, transparent advice for first-time homebuyers, families, and real estate professionals. Our team ensures smooth, fast closings, responsive communication, and competitive rates, making your mortgage experience manageable and successful.
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