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Copley Financial Group, Inc.
Your trusted partner for comprehensive financial planning and wealth management in San Diego.
3.4(5 reviews)
Business
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Your trusted partner for comprehensive financial planning and wealth management in San Diego.
Copley Financial Group, Inc. is a premier financial planning and wealth management firm based in San Diego, CA. We specialize in providing personalized financial strategies, retirement planning, tax optimization, and investment management to individuals and families. Our experienced team of advisors is dedicated to helping clients achieve their financial goals with transparency, professionalism, and proactive communication. Whether you're planning for retirement, managing investments, or seeking tax-efficient solutions, we offer tailored advice to secure your financial future.
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Comprehensive strategies for retirement, including Social Security optimization and IRA management.
Personalized investment portfolios with proactive monitoring and adjustments based on market conditions.
Tax-efficient strategies to minimize liabilities and maximize returns, including Roth conversions and DST investments.
Holistic financial planning covering estate planning, risk management, and long-term wealth growth.
Educational workshops and seminars on topics like retirement, investments, and financial security.
I and a guest were invited to Ruth Chris steak house to a financial seminar. Every financial advisor I have seen wants you to do a Roth conversion which I think is a bad move .. you pay the taxes now for an investment which may have no tax later, tax laws can change, the investment can go down. I myself will let my traditional IRA grow as big is as possible and pay the RMDs as they happen and reinvest what is left over. I also have a Roth IRA. One of the ideas presented at the seminar was to sell valuable real estate and put that into a losing DST investment to avoid IRS and state taxes. Why put your assets in an il-liquid losing investment? The promise that DST is showing a loss for tax purposes and will then go up is a fraudulent misrepresentation no financial advisor can guarantee. According to Google AI "Undervaluing a Delaware Statutory Trust (DST) to offset a real estate sale is not permissible with the IRS and is a form of tax fraud. Deliberately undervaluing assets to reduce your tax liability can lead to severe penalties, including hefty fines and possible criminal charges" What gets me the worst is Copley Financial kept calling me and I kept telling them to take me off their calling or mailing list, so now they're targeting my wife though the US mail. Copley Financial Group stop harassing my family. This first solicitation to my wife we are returning as "Refused Return to sender or to the USPSIG FRAUD Predatory Financial product sales pitch on unsophisticated victims" If the solicitations continue we will refuse the mail and return the solicitation directly the USPS Inspector General.
This group is amazing to work with! Philip is so knowledgeable and patient as we made our decision to switch groups. Really appreciate the entire team and looking forward to many years of wise financial assistance :)
If I could give zero stars, I would. first of all, i had two accounts under this company. One was mine and the other was my family member. I trusted them with an Agressive growth account, in the two years, as I am still young, managed by them, transparency and communication was horrible. Even after i closed my account and told Philip to liquidate my acct. He took over two weeks to sell off which led to a loss of about 400. I started the account with 5k, in those two years, the growth only was equivalent to what would have been roughly, 6700, but in the end since they took more than 2 weeks to sell off, even after I requested for him to sell off on a specific date, I only was able to "gain" 6,300. I tried to communicate many times with them and I was always told by their assistant, "Oh he's not in the office, but we will pass your message" day after day. DO they not work?? Please take your money elsewhere. Oh and regarding my family member, they opened their account with 10k, also looking for growth and in those two years, his gain was 94 dollars in the end after requesting to just liquidate. Not even enough for a nice dinner!!! LOL. Might as well invest your money with someone who will address and communicate with your needs in a professional manner and someone who will make time to call you back!
We switched to Copley Financial several months ago. Wish we had done it sooner! Regardless. they had a comprehensive and thoughtful plan for us in no time that made it easy to sleep at night once we took the plunge a year ago. Their amiable, smart and responsive team has made our communications easy and efficient, explaining options and never talking over our heads. We appreciate the tax knowledge as well. A big plus! All in all, we are glad to be part of the Copley client family and know that we will be taken care of in years to come.
I am so impressed with Copley Financial Group. After attending a social security seminar for retirement presentation at the local community center, I made an appointment to sit down with Dave to learn more. He is knowledgeable and very professional and has taught me so much about making vast financial choices. He is also very patient with my many questions and promptly gets back to me and my family with any follow-up information. During the past few years, when the market fluctuated due to circumstances such as bank failures, Dave was very proactive in keeping me informed, often sending update messages. Thanks for looking out for my future.
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