
Your trusted Sacramento mortgage expert, making home financing simple and stress-free.
Matt the Mortgage Guy provides expert mortgage services in Sacramento, specializing in helping first-time homebuyers, investors, and refinancing clients. Known for exceptional responsiveness, clear communication, and honest advice, Matt and his team guide clients through every step with professionalism and dedication. They prioritize client interests, offering personalized solutions and seamless collaboration with real estate agents to ensure smooth transactions.
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Expert guidance and competitive rates for buying your dream home, with support for first-time buyers.
Analysis and execution of refinancing options to lower rates or access equity for primary and investment properties.
Tailored mortgage solutions for rental properties, with honest advice on financial feasibility.
Personalized consultations and pre-approvals to strengthen home offers and clarify mortgage options.
Responsive communication, educational resources, and step-by-step guidance throughout the mortgage process.
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Overall rating
Capitol Transactions
Working with Matt the Mortgage Guy was a smooth and reassuring experience. From start to finish, he was responsive, clear, and proactive in keeping the process moving forward. Even when delays came up, Matt communicated promptly and made sure we understood the next steps, which helped ease the stress of the transaction. His professionalism and knowledge gave us confidence, and his approachable style made it easy to ask questions and get honest answers. We truly appreciated his dedication and follow-through, and would gladly recommend him to anyone looking for a reliable mortgage partner.
Dev Patel
I was recently looking to refinance my investment properties. Matt is so knowledgeable and provides honest advice as to which ones to refinance and which ones not to. He will run the numbers with the rates, the fees to refinance and give his expert advice whether it would be worth it or not and we as investor can make our decision to keep it the same. There are, I might say only less than 5% of lenders that are honest and not about earning their own commissions but put clients interest first. And Matt falls in that Category. I am definitely moving forward with the once I need to refinance and hiring him for all my future rental properties.
John Lessard
Matt has been very responsive with my novice and convoluted questions. His Youtube videos are very informative. He's made understanding mortgages possible and I am appreciative of his services!
Brendan Stanford
Matt and his team were incredible throughout the whole process. We were first time home buyers, and while this process seemed overwhelming, Matt and team made it simple. Matt was very responsive throughout and did a great job breaking down all our questions. He also worked hand in hand with our real estate agent so when we were making offers, he was right there to back it up. We actually just closed and our agent even mentioned how awesome Matt and Michelle were to work with. I would sincerely recommend Matt and his team to anyone looking for a mortgage!
Harish V
I had a fantastic experience working with Matt. He was incredibly responsive and always reachable, making the entire mortgage process smooth and stress-free. Matt was patient in explaining each step and kept me well-informed throughout the process. He made sure I understood all the details, which I really appreciated. On top of that, he was easy to talk to and approachable which made communication effortless. I highly recommend Matt for anyone looking for a reliable and knowledgeable mortgage professional!