
Top One Mortgage, LLC in Houston delivers low rates and a seamless loan experience.
Top One Mortgage, LLC (Houston - NMLS # 257832) is a Houston-based mortgage lender known for professional, reliable service, clear communication, and a fast, easy loan process. Clients highlight some of the lowest rates, proactive guidance, and a seamless, stress-free experience from application to closing. The team is praised for responsiveness and trustworthiness in personal and investment home financing.
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Expert guidance and competitive rates for first-time and repeat homebuyers, ensuring a smooth path to homeownership.
Help lower your monthly payments or tap into equity with tailored refinancing options and market-best rates.
Specialized loan solutions for investors, supporting property acquisitions and portfolio growth with fast approvals.
Proactive comparison of lender rates to secure the most favorable terms, saving you time and money.
Daily updates, clear communication, and dedicated assistance from start to closing for a stress-free experience.
Overall rating
Nicholas Perrotti
I have used Top One Mortgage three times now and each time has been a very positive experience. Shopped around for different lenders but each time came back to Top One as they always managed to provide the lowest rate and fast/easy service.
Tina
Nicole at Top One Mortgage has been an absolute rock throughout my loan process. Her professionalism, reliability, and clear communication made all the difference. She checked in with me almost daily, ensuring I was always in the loop about the status of my case. Because of her, I could rest easy at night, even during what’s typically a very stressful time. I consider myself incredibly fortunate to have had her guidance for my first home purchase. Without her expertise, the process would have been far more challenging. I plan to work with her again in the future, including when it’s time to refinance. Beyond her professional support, we’ve also built a genuine friendship through this experience. I also want to give a shoutout to Danni, who is equally professional and dedicated. The entire team at Top One Mortgage is top-notch—responsible, skilled, and truly committed to their clients. I can’t recommend them enough!
Kelly Kuo
Top One Mortgage is truly THE BEST. Michelle, Morgan, and everyone there is extremely kind, helpful, proactive, and responsive. They made the process so seamless and easy. Most importantly, got us the best rate in the market. And even reminded us of our upcoming first mortgage payment. We use Top One Mortgage for personal and our real estate investments. Definitely the most reliable and trustworthy in Houston! We can’t thank you enough Top One Mortgage!!
Corey Kruseman
I have worked with Vincent and Michelle on several transactions now. They are great to work with, incredibly knowledgable and helped me save time and money during large purchase decisions. They are very responsive and always available to answer questions, Michelle's team makes the whole application process easy and helps shop around rates to ensure I am getting the best deal possible. I would highly recommend then and would not hesitate to reach out to them the next time I am looking to buy a home or refinance!
Weixin Lu
I had an exceptional experience with Top One Mortgage during my mortgage loan process, and I highly recommend their services. From start to finish, the team demonstrated professionalism, expertise, and genuine care, making the entire journey smooth and stress-free. They were always prompt in addressing my questions and concerns. They provided clear explanations at every step, ensuring I felt well-informed and supported throughout. The closing process was seamless, thanks to their efficient coordination and attention to detail. I am now a proud homeowner, all thanks to Top One Mortgage! If you're looking for a reliable and dedicated mortgage lender, I highly recommend Top One Mortgage. They truly go beyond delivering outstanding service. Highly recommended!