
SunnyHill Financial — Clear guidance, trusted service, and top-rate loans.
SunnyHill Financial, a San Francisco finance firm, guides clients through refinances, mortgages, and VA loan options with clear explanations and professional, friendly service. Clients praise responsive, detail‑oriented staff, seamless paperwork, and competitive rates that beat competitors, making buying or refinancing feel smooth and stress-free.
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Comprehensive mortgage solutions for home purchases, including first-time buyer programs and competitive rates.
Expert refinancing options to lower rates, reduce payments, or access home equity with streamlined processing.
Dedicated support for VA loans, offering exclusive benefits and guidance for veterans and military personnel.
One-on-one consultations to assess financial needs, explain options, and create tailored loan strategies.
Seamless and organized document handling to minimize stress and accelerate loan approval timelines.
Overall rating
Alvin Diggs III
It was well working with Sunnyhill financial. Brooks and Jamie did a great job helping me process my first mortgage loan. I also appreciate everyone that was in a background helping out.
Chris Smith
I’ve been using Sunnyhill Financial for about three years now, and Joanna Mansour just helped me through a refinance. She was professional, friendly, and extremely clear at every step of the process. She took the time to explain everything and made what could have been a stressful experience feel smooth and straightforward. It’s people like Joanna that keep me from going anywhere else. Highly recommend working with her and the Sunnyhill team.
Anthony Tran
⭐️⭐️⭐️⭐️⭐️ Refinance Made Easy with Nick Flores and Team! I recently completed a refinance with Sunnyhill Financial, and I can't say enough great things about Nick Flores and his amazing team — Melissa and Ju. From the very beginning, Nick was incredibly professional, knowledgeable, and honest. He took the time to explain every option available and always made sure I understood each step of the process. He was never pushy and genuinely looked out for my best interests, which I truly appreciated. Melissa and Ju were also fantastic to work with — extremely responsive, detail-oriented, and always on top of the paperwork. The entire team made what could have been a stressful process feel seamless and efficient. Thanks to their hard work, my refinance was completed smoothly and even faster than I expected. If you're looking for a trustworthy, dedicated, and efficient loan team, I highly recommend Nick Flores and Sunnyhill Financial!
Julian McWhorter
I worked with five different lenders before finding SunnyHill, and every single one gave me misinformation or used shady sales tactics that made me uneasy. Then I found SunnyHill online — and from the start, the experience was completely different. John McGuire immediately got to work, communicated clearly, and was upfront about every step of the process. He not only secured me the best rate — beating every offer from local lenders, banks, and even Veterans United — but also took the time to educate me on all the possibilities available through the VA loan program. They have my highest recommendation, and I look forward to working with them again for future purchases or a refinance. My only regret is wasting time with the other lenders first.
Lisa Parker
I can’t recommend Brian Cooke and Brian Finley enough! They got me the best rate I’ve ever seen (during my intense daily research) on my VA loan, far better than I expected. From day one, they were always responsive, answered every question quickly, and made the entire process feel smooth and stress-free. I literally did not worry about anything during the process, I simply uploaded documents ONCE , there weren’t any repeat requests , outrageous requests, or lost documents… it was actually too easy. I literally had other banks and credit unions tell me what they were offering was impossible. Simply put: If you want someone who will fight to get you the best deal and stay on top of everything from start to finish, look no further. Truly top-tier service!