
Your trusted partner for seamless home financing in Sacramento.
GFL Capital Mortgage is a premier mortgage lending firm in Sacramento, CA, dedicated to simplifying the home-buying process with expert guidance and personalized service. Led by experienced professionals like Brian Chan and Greg, the team offers responsive, transparent support from application to closing, ensuring clients feel informed and confident every step of the way. Known for their reliability, quick communication, and ability to handle tight timelines, they provide tailored loan solutions with competitive rates, making homeownership accessible and stress-free for first-time and repeat buyers alike.
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Tailored mortgage solutions for buying new homes, with expert guidance for first-time and repeat buyers.
Assistance in refinancing existing mortgages to secure better rates and terms, optimizing your financial situation.
Personalized consultations to explain loan options, assess eligibility, and develop a strategic financing plan.
Quick loan approval and closing processes, even under tight timelines, with proactive communication.
Expert advice on rate trends and contingency plans to protect buyers from unexpected issues during escrow.
Overall rating
Karlan
Brian Chan at GFL Capital Mortgage made our home-buying process smoother and less stressful than we ever expected. From day one, Brian was responsive, patient, and knowledgeable. He took the time to explain every step of the loan process, answered all our questions clearly, and never made us feel rushed. What stood out most was how quick and concise his communication was. Brian kept us updated at every milestone, made sure we understood what to expect next. We always felt like he was looking out for our best interests. Brian’s guidance gave us real peace of mind. We truly couldn’t have asked for a better lending experience. If you’re looking for someone who’s reliable, honest, and dedicated to helping you, we highly recommend Brian Chan and the team at GFL Capital Mortgage.
Samuel John Belarmino
Greg has been an incredible resource during my first-home-buying process. His ability to clearly explain every step made the experience stress-free. He and his team are fast, organized, and exceeded expectations—even under a very short escrow timeline. When unexpected issues arose on the seller’s end, Greg came prepared with a backup plan to protect us as buyers. I highly recommend Greg to both first-time and repeat buyers; his experience, expertise, and professionalism are truly unmatched.
David T.
Brian Chan was great to work with. He was direct and knowledgeable, and he totally called what was going to happen with rates. He made everything easy to understand and even talked through what my options could be if rates drop again in the future. Really appreciated how straightforward and thoughtful he was throughout the whole process. Highly recommend!
Timothy Huffman
Greg and his team was absolutely fantastic with the whole process. They made it very simple and easy. Explained everything throughly and was on top of every twist and turn. Greg went the extra mile when needed. I would recommend him and his team to anyone and every time. Very grateful for all he did for us.
william chen
Greg is the most professional and knowledgeable loan officer I've ever worked with. Within just a few minutes of speaking with him, he was able to assess my situation and recommend the best approach to secure a loan. He responsiveness is outstanding-he replies to messages within minutes and is always available to answer questions thoroughly. In just over a week, he successfully secured a loan for me at one of the best rates available to the market. I would absolutely love to work with Greg again and highly recommend him to anyone looking to buy a home. You won't find a better loan officer!